Terms of Service – Incash.me

Last Updated: [05-03-2025]

Welcome to Incash.me! These Terms of Service (“Terms”) govern your use of our platform and services. By registering an account and using Incash.me, you agree to comply with these Terms. If you do not agree, please do not use our services.

1. General Terms

1.1. Eligibility: You must be at least 18 years old to use Incash.me. By using our platform, you confirm that you meet this requirement.

1.2. Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

1.3. Prohibited Activities: You may not use Incash.me for fraudulent activities, money laundering, unauthorized transactions, or any illegal purpose. We reserve the right to suspend or terminate accounts engaging in suspicious or unauthorized behavior.

1.4. Fees & Charges: Incash.me reserves the right to apply transaction fees as outlined in our Fee Schedule. Fees may vary based on the type of transaction and user level.

1.5. Modifications: We may update these Terms at any time. Continued use of the platform after changes implies your acceptance of the new Terms.

2. User Account & Permissions

2.1 User Modules

Users have access to the following features:

• Transfer Money: Users can send money to other Incash.me users. Transaction limits and fees may apply.

• Request Money: Users can request funds from other users. Requests must be accepted by the recipient before the transfer occurs.

• Money Out: Users can withdraw funds from their balance, subject to applicable fees and limits.

• Make Payment: Users can make payments to merchants or other designated recipients within Incash.me.

• Add Money: Users can deposit funds into their account through supported payment methods. Fees and limits may apply.

• Withdraw Money: Users can withdraw funds from their Incash.me account to external financial accounts.

• Create Voucher: Users can generate digital vouchers for specific amounts, which can be redeemed by other users.

• Create Invoice: Users can issue invoices for payments.

• Money Exchange: Users can convert between supported currencies at applicable exchange rates and fees.

📌 Important: Certain user transactions may be subject to verification procedures to prevent fraud and ensure compliance with regulations.

3. Agent Account & Permissions

3.1 Agent Modules

Agents have access to the following features:

• Add Money: Agents can facilitate deposits for users, following platform policies and commission structures.

• Withdraw Money: Agents can assist users with withdrawals.

📌 Important: Agents must comply with Incash.me’s verification and compliance policies. Failure to do so may result in account suspension.

4. Merchant Account & Permissions

4.1 Merchant Modules

Merchants have access to:

• Withdraw Money: Merchants can withdraw funds from their Incash.me merchant balance. Fees and limits may apply.

📌 Important: Merchants are responsible for ensuring their business operations comply with local regulations when using Incash.me.

5. Fees & Limits

5.1. Transaction fees may apply based on the type of account and transaction. The latest Fee Schedule is available on our website.

5.2. Daily and monthly transaction limits apply to prevent fraud and ensure system stability. Users can request limit increases based on verification levels.

5.3. Incash.me reserves the right to modify fees and limits at any time. Changes will be communicated via platform notifications.

6. Account Restrictions & Termination

6.1. Incash.me reserves the right to suspend or terminate accounts engaging in fraudulent, suspicious, or prohibited activities.

6.2. Users found violating our policies may face account limitations, suspension, or permanent termination.

6.3. If your account is suspended or terminated, you may be required to complete verification steps before funds are released.

7. Dispute Resolution & Liability

7.1. All transactions are final. Refunds or chargebacks may be considered only in cases of verified fraud.

7.2. Incash.me is not liable for any losses due to unauthorized account access, negligence, or failure to comply with our security guidelines.

7.3. Disputes between users must be resolved independently. Incash.me may intervene at its discretion but is not obligated to act as an arbitrator.

8. Privacy & Security

8.1. By using Incash.me, you agree to our Privacy Policy, which explains how we collect, store, and protect your data.

8.2. We implement industry-standard security measures, but you are responsible for securing your own account credentials.

9. Governing Law & Jurisdiction

9.1. These Terms are governed by the laws of [Jurisdiction]. Any disputes shall be resolved in the courts of [Jurisdiction].

9.2. Users outside of [Jurisdiction] are responsible for ensuring that their use of Incash.me complies with local regulations.

10. Contact & Support

For any questions or support, contact us at support@incash.me.

By using Incash.me, you acknowledge that you have read, understood, and agreed to these Terms of Service.